Business Credit Involves More Than Only Dun and Bradstreet

You have most definitely heard of Equifax, Experian, TransUnion, and the FICO score before as they are household names.

A few business owners have even heard of Dun and Bradstreet, a DUNS number and a Paydex score. But most have not heard of an Intelliscore from Experian's Business Division or a Small Business Credit Risk Score from Equifax's Business credit reporting division.

Entrepreneur.com reported that less than 10% of business owners have any knowledge whatsoever of business credit.

Have you been personally affected by the changes in economy over the last few years? Many creditors have lowered credit limits while others deny applications that once would be easily approved. This means less money for your business, making it tougher and sometimes seemingly impossible to do business.

Have you tapped out your personal credit on financing your business? Well, stop and listen up. We will find you $50,000 or more in business credit. Business credit is still vastly available because 90% of business owners know nothing about it. Within a few months you will qualify for thousands in real useable credit. Within 6-12 months you could have access to over $50,000 in revolving credit with major retailers. In 1-2 years you can then continue on to qualify for $100,000-$250,000 based on how you utilize your newly acquired credit.

Business Credit and Financing IS available and waiting. And this is credit you can use to build the company of your dreams without the personal liability.

Call us today to get started and be on your way to $50,000 in credit approvals with no personal guarantee and regardless of personal credit history.

Expert Credit Consultants, LLC specializes in establishing business credit and funding using our exclusive Business Credit and Financing Suite as well as consumer credit restoration and optimization. www.ExpertCreditConsultants.com.

Free Credit Reports

On December 4, 2003, President George W. Bush signed into law the Fair and Accurate Credit Transactions (FACT) Act. This came about as the result of a rise in identity theft and the need for citizens to able to view and monitor their credit reports to check for accuracy of information. Recent statistics have shown that 80% of credit reports contain errors!

Now, all United States citizens are entitled to one free credit report each year from each of the three credit reporting agencies: Experian, Equifax, and TransUnion. This one free credit report can be very valuable to the everyday consumer as it is used by most lending institutions and credit card companies to evaluate you and decided if you are a good credit risk.

There are various ways you can go about getting your free credit report. You can go to any of the credit reporting agencies' websites: www.experian.com, www.equifax.com, or www.transunion.com. There will be links there that can guide you through getting your free credit report.

Probably one of the easier ways, however, to go about it is to visit www.annualcreditreport.com. They will guide you through the process by asking a series of questions and asking personal things to help determine that you are who you say you are. Within a few moments, your free credit report will appear on your computer screen and you will be able to save it to your computer and print it out so you can check for any mistakes.

Many people feel that the FACT Act is one of the best pieces of legislation to come into effect in a long time. Many years ago, the everyday consumer would have to pay money to see their credit report. The information was almost held hostage unless that person wanted to pay up. The FACT Act was written and passed to prevent this.

Legislators agreed that people should have access to information about them and that they deserved to be able to see what the credit reporting agencies have compiled about them. So now, each and every American can get a free credit report each year.

We urge you to get your free credit report right now if you haven't already. It is how lending companies decide if you can get a car loan, a home loan, a line of credit, and even some types of jobs. For most Americans, this is very important. So, go get your free credit report and stay on the road toward having a clean credit record.

Expert Credit Consultants, LLC specializes in establishing business credit and funding using the exclusive Business Credit and Finance Suite as well as credit restoration and optimization. www.ExpertCreditConsultants.com.