Business Credit Involves More Than Only Dun and Bradstreet

You have most definitely heard of Equifax, Experian, TransUnion, and the FICO score before as they are household names.

A few business owners have even heard of Dun and Bradstreet, a DUNS number and a Paydex score. But most have not heard of an Intelliscore from Experian's Business Division or a Small Business Credit Risk Score from Equifax's Business credit reporting division.

Entrepreneur.com reported that less than 10% of business owners have any knowledge whatsoever of business credit.

Have you been personally affected by the changes in economy over the last few years? Many creditors have lowered credit limits while others deny applications that once would be easily approved. This means less money for your business, making it tougher and sometimes seemingly impossible to do business.

Have you tapped out your personal credit on financing your business? Well, stop and listen up. We will find you $50,000 or more in business credit. Business credit is still vastly available because 90% of business owners know nothing about it. Within a few months you will qualify for thousands in real useable credit. Within 6-12 months you could have access to over $50,000 in revolving credit with major retailers. In 1-2 years you can then continue on to qualify for $100,000-$250,000 based on how you utilize your newly acquired credit.

Business Credit and Financing IS available and waiting. And this is credit you can use to build the company of your dreams without the personal liability.

Call us today to get started and be on your way to $50,000 in credit approvals with no personal guarantee and regardless of personal credit history.

Expert Credit Consultants, LLC specializes in establishing business credit and funding using our exclusive Business Credit and Financing Suite as well as consumer credit restoration and optimization. www.ExpertCreditConsultants.com.

The 4 Cs of lending

If you are looking for money for your business then you will be happy to know you only need one “C” to qualify with us. With a bank and almost all Loan Brokers, you will need all four.

The first C is Cash Flow.

When you have an existing business with good cash flow you can qualify for business funding. If you do have verifiable cash flow, this substantially increases your chances of being approved for funding. There are many funding programs you might qualify for, one being Business Revenue Lending.

Second is Collateral.

If you don’t have cash flow, your business still might have Collateral. Collateral for your business is really your business assets. Many things can be used as collateral including equipment, purchase orders, credit card sales, even account receivables. Having Collateral greatly increases your chances of being approved.

Third is Business Credit.

If you don’t have cash flow or collateral, you still can qualify for business funding. Lenders also look at your business credit to qualify you. Business Credit is our third C. Lenders will lend you money with no personal guarantee based on your business credit profile and score. If you have a good business credit profile you can use that as security to obtain funding. If you don’t have business credit built now, call us so we can help you quickly build an excellent business credit score and profile.

Fourth is Personal Credit.

Maybe you are just starting a new business, and you have no business credit, cash flow, or collateral. In this case you can still qualify for funding. But lenders will use your personal credit to qualify you. Personal Credit is the fourth C that lenders will look at to approve you for funding. You can secure credit lines through us, up to $250,000. These types of unsecured credit lines do not look at revenue or financials. Your good personal credit is all that is used to qualify you for funding. If you don’t have good credit, we can also help you improve your personal credit profile to secure funding.

All you need is 1 of the 4 “C”s to qualify with us. And we can help you build business credit and improve your personal credit so you will qualify for the most business financing possible.

Expert Credit Consultants, LLC specializes in establishing business credit and funding using our exclusive Business Credit and Financing Suite as well as consumer credit restoration and optimization. www.ExpertCreditConsultants.com.