Unsecured Business Credit Cards

Our Unsecured Credit Cards are perfect for a start up business or franchise or a business that does not want to provide financials.

You can be approved for $100,000 or more in unsecured credit cards for your business based solely on personal credit quality.  This program is as close to “no-doc” funding that anyone can get.

A business can obtain unsecured credit up to $100,000 or more that can be used for any purpose.  Plus, credit partners can be added for even more money.

Approvals typically offer a low interest rate intro period where rates are as low as 0% for the first 6 to 12 months. After the initial intro period, rates can be anywhere from five to twenty-nine percent - based risk.

Plus the new credit lines report to the business credit reporting agencies helping you build your business credit profile and score so even more money can be secured. This is one of the fastest ways to start building business credit.

And since these accounts don’t report on your personal credit reports, they don’t affect your ability to get approved for additional financing, and personal scores won’t be lowered as the cards are used.

Approval amounts range from ten thousand to one-hundred-and-fifty thousand dollars.  The exact approval amount in large part is determined by the existing limits on credit cards now.

It only takes 3 weeks or less to secure this type of business financing through us.

Expert Credit Consultants, LLC specializes in establishing business credit and funding using our exclusive Business Credit and Financing Suite as well as consumer credit restoration and optimization. www.ExpertCreditConsultants.com.

It All Matters

You do qualify for up $50,000 or more in business credit with no personal guarantee and without a personal credit check.

Our goal is to make this process easy and fast for you to get approved for your new credit. Even though we might make it seem easy, there is a lot involved with ensuring you get approved for $50,000 or more in credit with no personal guarantee. Establishing a strong business credit profile is the first step in being able to start qualifying for credit and loans with no personal guarantee.

When building business credit, everything matters. Your approval is sometimes based on when you opened your business checking account and what the average balance is. In other cases you might be denied if you don’t have a business website.

Certain types of phone numbers should not be used, while it is essential to insure your number is listed in places the business credit reporting agencies and creditors will look. If you don’t have the right type of phone number, or if it isn’t listed in the right places, you will be denied.

The type of corporation you list, the years you company has been in business, and the type of ownership all factor in to getting you APPROVED for higher credit limits. Most importantly, knowing and understanding which of the thousands of creditors to apply for and in which order to apply are essentials in the business credit approval process.

We are here to take care of all of this for you so you can spend your time running your business. This way you can enjoy the perks of having $50,000 in available business credit without any hassles.

Expert Credit Consultants, LLC specializes in establishing business credit and funding using our exclusive Business Credit and Financing Suite as well as consumer credit restoration and optimization. www.ExpertCreditConsultants.com.

 

Receivables Financing

Receivables Financing or "invoice factoring" is a great way for a business to get money.

Accounts receivable financing is not a loan; it's an advance against client invoices.

The business sells outstanding invoices to a factoring company who then gives back up to 95% of the invoice value against those invoices.

Receivable Financing is mainly used to generate immediate cash flow for the business selling the accounts receivable.

These are a great funding option as they provide an immediate advance of cash to you leveraging your outstanding invoices.

This means as the business grows so does the amount of funding it will qualify for so it can meet increasing demand.

Most major companies including most major Fortune 500 companies utilize some form of Accounts Receivable Financing.

One of the best benefits of receivable financing is it gives the business an increase in working capital without needing to borrow money or tie up your business or personal assets.

This boost to cash flow positively impacts profitability.

The business can receive money quickly, typically within 24 hours from approval. This is much faster than trying to collect on the invoices and wait for that money.

Prior to purchasing invoices, a factor specialist conducts a credit analysis on the client being invoiced to determine their risk or repaying the invoice.

The business owner is entitled to the resulting analysis which is a huge benefit as it can assist in future business dealings with that client.

Another big benefit of Receivable Financing is that the business is not obtaining a loan. The cash advanced is based on the client's who owe on the invoice's credit status, not the business being lent the money, making it easier to qualify for.

Even new companies without an established track record, with tax liens, or even declared bankruptcy can still qualify for receivable financing.

This is not considered a loan since the business is literally selling its receivables. Businesses can be approved for as much as 25 million dollars in receivables financing.

Accounts Receivable Financing is one of over 30 funding programs available through our Business Credit and Finance Suite.

Expert Credit Consultants, LLC specializes in establishing business credit and funding using our exclusive Business Credit and Financing Suite as well as consumer credit restoration and optimization. www.ExpertCreditConsultants.com.